Richard Teng 在台北区块链周的谈话要点

主要要点

• 2023 年 12 月 14 日，币安 CEO 滕腾在台北区块链周上进行炉边谈话。

• 对于理查德来说，最有趣的一些问题是关于他的个人经历、加密货币采用的未来以及币安社区的角色。

• 随着币安继续开启新篇章，我们对用户的承诺仍然是我们最重要的关注点。我们还致力于成为一家以合规为主导的组织，将这两个优先事项结合起来，以确保稳健、可持续的未来。

关于成为首席执行官

您的新职位对币安意味着什么？我们可以从这次转变中期待哪些变化？

Richard：

我在上任之初就制定了三项承诺。一是坚持以用户为中心。在过去的六年里，这使我们成为全球顶级的加密货币交易所。展望未来，这将继续推动我们前进。用户保护是神圣不可侵犯的，我们非常重视这一点。

其次，与全球监管机构合作维护行业标准。加密货币的发展方向很明确：你将看到更多的监管。第三，我希望与全球和本地合作伙伴密切合作，拥抱 Web3 并推动加密货币的采用。我们的生态系统建设得越多，每个人的生活就越好。

个人旅程

一个人如何从新加坡的监管者到现在的币安首席执行官？您在此过程中学到了哪些经验教训？

Richard：

I was fortunate in the early days of my career, as I was involved in trying to develop Singapore as a financial center, building the wealth management, asset management, insurance sectors, our exchange, etc. I got firsthand experience on how to get those things right. I was then at Singapore Exchange (SGX), and then I was headhunted to be the CEO of Abu Dhabi Global Market (ADGM).

Again, I had the opportunity to build up a new financial center, which isn’t easy. I was in charge of both business development and the regulatory side, as well as how to get that balance right. In 2017, I became one of the first regulators in the world to get a taste of crypto, and I said, “This is going to be the future of finance.”

For crypto to gain mainstream adoption, you need two things. First, you need clear regulations. If there's transparency of rules, the industry knows how to operate, and users can gain confidence. Second, with clear regulations, you're going to bring in institutional investors, which is important. They bring in new assets, liquidity, users, products, and research, and that is very important for the mass adoption of crypto.

On Regulatory Collaboration

What are the biggest challenges for regulatory collaboration, and how should the industry address this?

Richard: Other than internal stakeholders, you have to engage with three key external stakeholders. Firstly, your policymakers and regulators. Secondly, your partners. Thirdly, your users – if nobody uses a platform, then you're nothing.For the first group, I would say there's still a knowledge gap in understanding the technology and potential of crypto. Those are conversations we have globally. Many jurisdictions approach us when they want to start regulating crypto – there's a knowledge gap here.

Traditional media still associates crypto and blockchain with scams and illicit funds. However, if you look at the data, the amount of illicit funds flowing through crypto is a very small fraction of what flows through fiat channels. Crypto is a traceable technology, making it easier to track than fiat currency. The beauty of the technology is evident.

We hold many classes for law enforcement agencies and regulators. Last year, we conducted classes in Taiwan for law enforcement agencies. This is part of our educational efforts and collaboration. We want to debunk some of the myths and misperceptions around crypto to build this sector in a more robust and vibrant way.

On Institutional Adoption

This past year, we've seen many institutional players embrace crypto. Do you think this will trigger the next wave of mass adoption, and where are we now on this front?

Richard: Even since 2017, my thesis has been that you need two dimensions to come into play for mass adoption to take place. Firstly, clear regulation, which we are seeing now, so the momentum is picking up on this front. Secondly, we’re seeing strong momentum in terms of institutional adoption. The top hundred financial institutions, and even the local financial institutions, are getting keen and interested.

My belief is that the backbone of finance for the next 20, 30 years is going to be built on blockchain and artificial intelligence (AI). These are going to be the wave for the future – it's an undeniable trend. Technology will continue to improve itself, including crypto. We're going to see many exciting use cases and projects, and it's going to be much more robust. To bring us from 1% to 5% took us a fair amount of time, but from 5% to 10% or 20%, it's going to take a shorter period of time. With institutions coming in, there will be new money pools, liquidity, users, research, products, etc., and the pace of adoption is going to be much faster.

On Binance Web3 Wallet

How important is the Binance Web3 Wallet in the broader Binance ecosystem? What can we expect from it next year?

Richard: We keep innovating on different user fronts, and the Binance Web3 Wallet is one of those. It allows people to access Web3 through a simple interface. One of the key challenges for Web3 is the UI/UX. Our Web3 wallet solves many of these problems. It makes it very secure, easy to use, and facilitates access on that front. We will continue to innovate.

Recently, we rolled out our work with institutions and VIP traders – a tri-party agreement for our traders to customize with financial institutions and to offset some of the counterparty risks. We will continue to experiment on different things that the community, our users, and institutions want. We look forward to all these partnerships and all the important feedback from the community. I love speaking to our community because, every time we get to do so, it makes us think, “What else can we do better? What else can we enhance and improve upon?”

On Binance’s Community

What's your take on the Binance community, and how can Binance leverage its power to bring more people in and create even better experiences for everyone?

Richard: For some time, the U.S. issue was overcast on us. For the last two years, there were potential partners that stayed on the sidelines and didn't come into partnerships with us. Now that we have resolved these historical issues with the U.S. agencies, we have many partners lining up to engage in Web3 and crypto with us.

我们的用户群一直都很强大，并且从未放弃过我们。他们始终对我们充满信任和信心，这一点极其重要。美国通过决议后，我们的用户群继续快速增长，目前已达到 1.67 亿。美国决议后，净流入非常强劲。用户继续对我们充满信任和信心。我们的社区支持我们，这使我们变得强大。

我们非常关注我们的社区、用户以及他们的反馈。我们将继续这样做。我提到我们是一个以用户为中心的组织——这一点不会改变。然而，我们也将转向成为一个以合规为主导的组织，管理好这两方面，使我们在未来 60 年可持续发展并繁荣发展。

进一步阅读

• 我作为币安首席执行官的第一个博客

• 简介：Richard Teng，币安新任首席执行官

• Richard Teng 在 X Spaces 上的 12 月 1 日 AMA 亮点

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